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Dividend AnnouncementNorthwestern Mutual announced a 2012 payout of nearly 5 billion dollars – the second largest in our company’s history to clients who own life, annuities, DI and long-term care policies. Click here to learn more. Build Your Foundation For Life
Disability Insurance for Medical Professionals
To learn more about Northwestern Mutual’s exclusive new Medical Occupation Definition for physicians and dentists and how it is designed to help meet your needs, go to the Disability Income Insurance Knowledge Center. Northwestern Mutual Named #1
See why we’re ranked #1 in the world. 2010 Annual Report
Our interactive report features clients who talk about the steps they’ve taken with the help of their financial representatives to achieve a financially secure future. View Interactive Annual Report Steve Forbes and John Schlifske on “The New Normal and Post-Recession Trends”
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Research Reveals “Financial Realities” for Americans TodayFollowing the global financial crisis, Americans have embraced a distinctly more conservative approach to their finances, and widened the timeframes in which they expect to achieve financial goals, according to research by Northwestern Mutual. Financial Realities Study: Changing Timeframes Many people look back on their lives with regret; not for the things they have done, but for the things they have left undone. They find they are more successful than they thought they would be and saved less than they intended. They find themselves in situations that are more complex and less predictable than they anticipated. That is where I come in. I take the time to get to know you and your preferences. I can help you anticipate and prepare for the bestand worst scenarios. The relationship I establish with you enables me to focus on your needswhat you want for your family and what you are currently doing. |
My MissionMy mission as a Northwestern Mutual Financial Network Representative is to help you identify and/or clarify your financial intentions, helping you align your actions to your intentions and do so within your own values. I feel strongly that it doesn't make any sense to accumulate money without first understanding when you might want to spend it. You can't take it with you when you die, so it is important to understand the liquidity concerns and design one's net worth based on this principle. I feel that any offensive strategy should be balanced with a defensive one and this is why risk management is important. We can work real hard to accumulate wealth, and if not protected, watch it erode very quickly and lose what we worked so hard to achieve. I also feel my responsibility as part of my mission is to develop relationships based on respect and communication. In doing so, not only should you expect communication from my staff and I, but we should expect open communication from you. I have never seen a marriage work that only has one spouse communicating and it would be hard to expect us to successfully help you align your action to your intentions without communication and feedback from you. Northwestern MutualWe provide you with access to a nationwide network of representatives, advisors and specialists—people who have invested their time and developed their talents to become experts and they have the knowledge that comes only from experience. What’s paramount is to have a flexible approach with complementary solutions. We strive to call on the full capabilities of Northwestern Mutual, providing our clients with financial services that allow them to feel assured that their intentions have been understood and their needs are being addressed. |
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© 2012, The Northwestern Mutual Life Insurance Company/Northwestern Mutual, Milwaukee, WI. All rights reserved. 720 East Wisconsin Avenue, Milwaukee, Wisconsin 53202-4797 - (414) 271-1444. Before you agree to receive financial planning services, please see complete information and disclosures in the NMIS Financial Planning Brochure (also called the ADV brochure) and review the terms of the NMIS Planning Engagement Agreement. These may be obtained from your Financial Advisor. Northwestern Mutual is the fleet name for The Northwestern Mutual Life Insurance Company, Milwaukee, WI (NM), and its subsidiaries. Northwestern Mutual Financial Network is the marketing name for the sales and distribution arm of Northwestern Mutual. Patrick Allan Clevenger is an Insurance Agent of NM (life insurance, annuities and disability income insurance) and Northwestern Long Term Care Insurance Company, Milwaukee, WI, a subsidiary of NM (long-term care insurance), and a Registered Representative and Investment Adviser Representative of Northwestern Mutual Investment Services, LLC, 705 W 7th Ave Marycliff Center, Spokane, WA 99204-2836, 509-838-5246, a wholly-owned company of NM, broker-dealer, registered investment adviser and member FINRA (www.finra.org) and SIPC (www.sipc.org). NM and the Hanson Financial Group are not broker-dealers or registered investment advisers. There may be instances when this agent represents insurance companies in addition to NM or its affiliates. The products and services referenced are offered and sold only by appropriately appointed and licensed entities and Network Representatives. Network Representatives and their staff might not represent all entities shown or provide all the services discussed on this Web site. Not all products and services are available in all states. Patrick Allan Clevenger is primarily licensed in Idaho and may be licensed in other states. CA License: #0D12706 |
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